Rent to own!!  Or buy on contract!  $3000 down and $850 per month.  Move in June 1st

We are Des Moines Home buyers. (Not a company named Des Moines Home Buyers llc) Don’t hesitate to call us if you have a home to sell.

Yes…We like to find people that are needing to sell their houses for Cash  in Des Moines but we also like to make it a win-win situation for everyone.  Here is an article that talks about why you might not want to move so quickly in finding a company to buy your house for cash  here in Des Moines .

You’ve probably seen the “We Pay Cash For Houses“ or “We Buy Ugly Homes”signs nailed to telephone poles and stuck on barbed wire fences along the freeway. Maybe you’ve received a flyer in the mail that promises investors will buy your house — in any condition — and for all cash. These flyers are printed in bright colors with cluttered graphics and text in 24-point bold typefaces, urging you to call today for a fast sale.

A smart person might wonder what’s the catch? Because a smart person would figure it sounds too easy and too good to be true. There is always a catch.

“We Buy Houses” Ads Target Certain Types of Home Sellers in Des Moines

Companies that pay cash for homes prey on home sellers who are in distress or need to quickly sell. The cash-paying buyers often advertise the types of situations they are searching for in hopes that you will recognize your predicament and call them. They look for:

• Sellers who can’t sell or whose listings expireSellers who are Divorcing
• Bankruptcies
• Homes in probate
• Homes in foreclosure
• Sellers whose employers transfer them
• Owners who are evicting tenants
• Vacant homes
• Trashed or damaged homes

No-Commission and No-Fee Promises for Getting Fast Cash

Generally these companies will point out that you will pay no real estate commissions, and they take great delight in talking about how real estate agents don’t deserve to get rich off you. The fact is a real estate agent isn’t getting rich from a single sale commission, but these companies are getting rich by taking advantage of your situation. Most of the time, sellers net more by hiring a listing agent.

They don’t charge fees because they typically process the sales in-house instead of hiring an outside service, and they pay for their own title policies– or even skip title insurance.

How Much Do Fast-Cash Companies Pay?

Back in the old days, before Britney Spears and iPods, we used to refer to these firms as EPs, meaning equity purchase companies. These fash-cash buyers deal solely with your equity position. The strategy used by cash-for-homes companies is to negotiate the lowest price possible for your home. To determine your net profits of sale, first consider the following:

• Your offer will likely be less than 80% of your home’s market value, and your equity position could be discounted more than 50%.
• The buyers take title “subject to” your existing loans, meaning they take over your mortgage payments. You are still on the hook for that loan until it is paid off.
• They raise pools of money or use lines of credit to cash you out, and the less cash they can give you, the faster they will close.

After Closing With Fast-Cash Companies

First, realize that whether you sell to a fast-cash buyer or a conventional buyer, you will receive cash either way. The difference is a conventional buyer will probably pay more, and the conventional buyer will probably take out financing that will pay off your existing mortgages.

After closing, the fash-cash buyer will most likely turn around and resell your home to a conventional buyer for a higher sales price. That’s how they make a whopping profit.

If you aren’t truly desperate, you might want to consider listing your home for sale with a reputable full-service brokerage instead of calling any of these types of fast-cash-for-houses companies. Regardless of what they say to you, they are looking to make a fast buck off you.

If you honestly cannot sell your home, you might want to consider alternatives to home selling and preserve your equity.

_{At the time of writing, Elizabeth Weintraub, DRE # 00697006, is a Broker-Associate at Lyon Real Estate in Sacramento, California.}

Are you looking to sell your Des Moines House?

Do any of these situations apply to you?

• Do you have a vacant real estate that you are tired of dealing with?
• Does your rental property or home need too much work done to it and you can’t afford to fix it?
• Are you behind on taxes and can’t get caught up?
• Are you behind on payments and facing foreclosure?  Well…. We buy Des Moines Homes !
• Did you inherit a house or property and don’t know what to do with it?  Need to liquidate FAST?
• Do you need to move out of the Des Moines area and not sure if you want to leave your property vacant?
• Facing Divorce or seperation and have common real estate that you need to sell?

We are local Des Moines  Real Estate Investors?

We do our best to work out a situation that will work for both the seller and buyer.  Even if we can’t help, we can often times send your property information to one of our fellow Des Moines investors and see if they too can help.  We try to offer you a cash price whenever possible but if our funds are tied up with other properties, we can offer cash down with our company covering your monthly payment until our funds become available again.

We buy homes Primarily in  Des Moines.

But that doesn’t mean that we arent interested in talking about a different location.  All of Des Moines surrounding areas are of interest to us.

Adel, Alleman, Altoona, Ames, Ankeny, Baxter, Bevington, Bondurant, Boone, Booneville, Cambridge, Carlisle, cities of Central Iowa, Clive, Colfax, Collins, Colo, Cumming, Dallas Center, De Soto, Des Moines, Dexter, Earlham, Gilbert, government, Granger, Grimes, Grinnell, Hartford, Huxley, Indianola, Jewell, Johnston, Kelley, Knoxville, Lake Panorama, Madrid, Marshalltown, Martensdale, Maxwell, McCallsburg, Milo, Minburn, Mingo, Mitchellville, Monroe, Montezuma, Nevada, New Virginia, Newton, Norwalk, Ogden, Osceola, Palmyra, Panora, Patterson, Pella, Perry, Pleasant Hill, Pleasantville, Polk City, Prairie City, Prole, Randall, Roland, Runnells, Sheldahl, Slater, Spring Hill, St. Charles, St. Marys, Story City, Tama, Toledo, towns of Central Iowa, Truro, Urbandale, Waukee, websites, West Des Moines, Windsor Heights, Winterset, Zearing

Don’t hesitate in calling us!

What are the Steps in Selling or buying Des Moines area Houses?

1. When you complete and submit the form on our site or call us, we will contact you within 24 hours to schedule an on-site evaluation.  Call 515-240-8582 or send a quick email to Jennifer@IowaHouseFixers.com

2. After an on-site evaluation of the property, we will make you a cash offer on the spot. Or determine the best situation for both of us.

3.  Once we agree on a price, we will draw up a contract based on the agreed terms.

4. After the contract is executed by both the seller and us, we will send the abstract to an Iowa title company and have the abstract brought up to date while also having  a full background check completed on the property.

5. Once the title company provides us with a clear title, we will set a closing date and time.

6. At closing, you will sign the necessary closing documents and will receive cash for your house.

7. After closing, you’ll be glad you chose Iowa House Fixers. We  make the home-selling process simple and enjoyable!

Do you have a lead for us of someone else that wants to Sell their Des Moines property?

We are not licensed Realtor’s so we are legally able to provide you with a finders fee, often called a “bird dog” fee.  You bring us the properties and if we can make a deal work, you get PAID.

We also Work with Des Moines Short Sales.  Learn more

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Iowa House Fixers LLC currently has 2 houses that fall into NFC lending area!  NFC also offers a $10,000 grant….that is a forgivable loan for needed rehabs….if you were to live there for longer than 5 years.  Even if you werent going to be there for 5 years….they will deduct 20% off the loan each year!  Isnt that an awesome deal???

Check out our two houses that are in the NFC lending area and give us a call to arrange for a showing.  Its that easy!

Here are the appliacation forms that NFC has posted on their websites….

http://www.neighborhoodfinance.org/documents/cms/docs/NFC_application_info_request_Jun_2011.pdf

http://www.neighborhoodfinance.org/documents/cms/docs/Application_1003.pdf

Better yet….NFC is currently giving loans are 4% interest rate for a 30 year Fixed mortgage!  Do you know what your payment would be on a $65,000 house?  Cheaper than rent…I can gaurentee you that!  $318.00 per month plus taxes and insurance of $100-$150 per month!

Here is a caluclator to figure it yourself:

http://www.neighborhoodfinance.org/rates_calculators.php

Check out of houses !!  What is stopping you?

2419 57th st, Des Moines, Iowa

609 Hughes, Des Moines, Iowa

Come take advantage of this reduced price before we list with  realtor!!

Stop by and take a look.  This is a lot of the house for only $59,900.